Easy for you.
Powerful for your kids.

Spriggy is not a bank account. It's much more than a simple prepaid card or digital piggy bank. It’s a tool to prepare your kids through practical experience, all under your watchful eye.
  • There's a digital account for you, the Parent Wallet, and a Spriggy account for each of your children.

  • Manage all your kids through our simple phone app.

  • Kids get their own app and personalised prepaid card to manage saving and spending.

  • Only the money on the card can be spent, there’s no danger of debt.

  • Get real time notifications on spend to the parent and kid apps.

  • Give your kids the option to earn additional pocket money through parent controlled jobs.

Get set up without ever visiting a bank

Create a Spriggy account online. It only takes two minutes and you get a free 30-day trial.

Receive your Spriggy cards in the mail and download the Spriggy app.

Complete the setup tasks to activate your free trial.

Instantly transfer pocket money to your kids.

Relax as they begin to learn the value of money, saving, and thoughtful spending all under your watchful eye.

Spriggy is an Australian business, fully independent from the banks. We are on a mission to help raise financial literacy in Australian kids. Learn more about why Spriggy exists.

How it works

For Parents
The Spriggy parent app gives you a complete view of all your kids, lets you set pocket money, oversee savings goals, track spending and instantly transfer funds or lock cards in an emergency.

For Kids
Spriggy builds responsibility and independence in your children. The child app helps teach kids aged 6-17 to make better decisions with their own money. While encouraged to use their visual savings goals, kids learn how to balance earning, saving and spending from when they first engage with money.

Get your favourite SUPER HERO!

We’ve added these new cards to give you even more choice. Get the kids excited about their practical money lessons by letting them choose from Wonder Woman™, Batman™, Superman™ or The Flash™.

The Basics of Using Spriggy

 Help your children learn as they go

With full visibility of spending and saving in real time, you can help your kids understand the impact of their decisions. Using these moments to discuss their habits helps develop their financial skills.


Spriggy parents have seen a positive change in how their kids handle money

 Give Pocket Money

Parents are all unique and so is the way we want to handle pocket money with our little ones. With Spriggy, you can manage pocket money the way you like. Create automatic payments or make one-off transfers.

Managing regular pocket money allows your kids to build important skills such as budgeting to the next pocket money day, that money doesn't grow on trees and often creative ways to earn.

All funds are stored in the Parent Wallet, that only the parent has access to. The Parent Wallet is connected to a debit or bank account of your choice.

  • No risk of cash getting lost

  • Give money instantly in an emergency

  • Jobs or no jobs - it’s up to you

  • No need to search for cash again

  • Don’t miss pocket money day with auto transfer


of Spriggy kids find more ways to earn money

“I got nervous giving him cash, his card I can monitor it, lock it if lost. It’s honestly been great for him - and me.” - Amy

 Create savings goals

Saving is one of the best gifts you can give your children. With Spriggy, your kids can create saving goals in the child app, or with your guidance. Visually creating and tracking goals helps them to build vital skills such as delayed gratification and a foundation that does not rely on bad debt options such as credit cards. Now, doesn’t that sound great.

  • Multiple savings goals

  • Learn to save before spending

  • Parents can add directly to a goal


of Spriggy kids find it easier to save

My daughter and I love Spriggy it gives her the opportunity to manage her money electronically whilst I can teach her about savings and setting goals. She gets to see for herself the savings she is achieving.” - Leanne

 Thoughtful spending

We can’t stop spending, it’s part of everyday life, but we can make it more thoughtful for your kids, and less stressful for you. Tracking your kids spending is easy in the Spriggy app for both your kids and you. Visibility and reflection on their spending is an important tool in building thoughtful spending.

No more borrowing your card or large unexpected bills. With the power of VISA, your children can spend their own money, where they want to; online, in the app store and in-store with Visa Paywave.

  • Make it real with their own money

  • Lock cards for a financial grounding

  • We learn best by doing

  • All under your watchful eye

  • No more lost cash

  • Real time spend notifications


of Spriggy kids' transactions are online

I'm loving Spriggy for my children. It's making them so aware with their finances. Also gives me leverage as a parent... It's teaching them control and responsibility.” - Glenda

Easily Set And Manage Jobs For Your Kids

Spriggy Jobs allows you to build your kids earning skills by completing a set of jobs each week/fortnight.

Much like the real world of work we live in, Spriggy Jobs, can be paid or unpaid, and either one-off or recurring. Do it your way.

Managing Ollie’s jobs around the house just got so much easier. We believe he should help around the house without being paid, but we love the option of setting extra jobs with money attached to motivate him even more

Jane, Mother of 3 Boys

Keep on top of your kids spending

Real-time notifications are sent to both the parent and kid every time the Spriggy card is used to make a purchase.

It’s a simple way for kids and parents to understand their spending and remaining balance without having to jump into the Spriggy app.

Both Ollie and I get notifications to our phones every time he buys something. It’s great to know if he’s running low on money and it also helps me have conversations with him about his spending decisions on a daily basis. Ollie’s also become even more aware, that everytime he uses his card, money is leaving his Spriggy account. It’s made digital money really tangible for him - I love it

Jane, mother of 3 boys

Choose a Spriggy card your kids will love

Learning should be fun and our range of personalised card designs are a great way to get the kids excited.

Try Spriggy for free

Our free 30 day trial allows you and your family to experience all the benefits of Spriggy with no up-front costs. At the end of your trial, if you are happy, your membership fees are billed - to the parent, not the child.